Welcome to this spacious and beautifully maintained home on a quiet street in Summerfield, one of the area's most desirable communities—with low HOA fees and NO CDD! Offering 3 bedrooms, 2.5 bathrooms, a spacious 15' x 17' loft, and a 3-car garage, this home provides plenty of room to live, work, and entertain. Step inside to an expansive formal living room that flows into the dining area, creating an inviting space for gatherings while maintaining a comfortable sense of separation. The well-appointed kitchen features granite countertops, stainless steel appliances, a walk-in pantry, and ample cabinetry, and opens seamlessly to the family room with easy access to the backyard. Upstairs, all three bedrooms are thoughtfully positioned for privacy. The spacious primary suite offers a relaxing retreat with a garden tub, walk-in shower, dual vanities, and a large walk-in closet. A generous 15' x 17' loft separates the primary suite from the secondary bedrooms and offers incredible flexibility—it can be used as a loft, game room, home office, or potentially converted into a fourth bedroom. Two additional bedrooms share a full bathroom. Step outside to the fully fenced backyard, where you can enjoy your morning coffee, entertain friends, or gather around a crackling bonfire for an evening of s'mores and conversation. It's a wonderful space to relax and enjoy the outdoors. ***Recent updates provide added comfort and peace of mind, including a 2020 roof, 2018 HVAC, kitchen appliances replaced in September 2023, interior paint completed in September 2026, and new luxury vinyl flooring on the second floor and stairs. And for added convenience, the washer and dryer are included!***Summerfield residents enjoy an impressive selection of resort-style amenities, including a clubhouse, pool, playground, tennis and pickleball courts, indoor basketball, and picnic areas. Golf enthusiasts will appreciate nearby Summerfield Crossings Golf Club, while families benefit from convenient access to Summerfield Elementary School. Located close to shopping restaurants, with an easy commute to Tampa International Airport, Gulf beaches, and MacDill Air Force Base, this home combines space, convenience, and an exceptional community lifestyle. Come see why this Summerfield home could be the perfect place for your next chapter!