This beautifully renovated 4 bedroom, 3 bathroom home is located in a sought-after neighborhood of Palmetto Point and offers a RARE Opportunity with its versatile Downstairs Apartment/In-Law Suite. The apartment/in-law suite includes its own bedroom, bathroom, and full kitchen, making it ideal for rental income, multigenerational living, or use as an Airbnb. Situated on a .19-acre lot, the property immediately impresses with gorgeous curb appeal and manicured landscaping. Inside, you are greeted by brand new luxury vinyl flooring, modern light fixtures, and an open layout floor plan. The updated kitchen features stainless steel appliances and quartz countertops, perfect for everyday cooking or hosting. Each bedroom is equipped with ceiling fans, large windows, and abundant natural light. The master bathroom has been modernized with a tile-lined shower and updated vanity. The backyard provides plenty of space for gatherings, relaxation, and enjoying Florida sunsets. With no HOA, homeowners have the freedom to use the property as they choose. Additionally, Palmetto Point offers the option to join the voluntary Palmetto Point Civic Association (approx. $275 annually), providing exclusive access to a private boat ramp, day dock, and boat/trailer parking. This is perfect for anyone wanting convenient access to the Gulf of Mexico and endless waterfront adventures. This fully updated home offers exceptional flexibility, comfort, and coastal convenience in one of Palmetto’s most desirable areas.