Welcome to 103 Spencer Lane in beautiful Lady Lake! This charming 3-bedroom, 3-bath home offers the perfect blend of privacy and convenience. No HOA and just minutes from all the restaurants, shopping, and entertainment The Villages has to offer. The open-concept floor plan features a spacious kitchen with a walk-in pantry and a large island that flows seamlessly into the dining and living areas, ideal for entertaining. The split-bedroom layout provides added privacy, with the primary suite boasting two full bathrooms and a walk-in closet in between. The two guest bedrooms are located on the opposite side of the home with a centrally located guest bath. Enjoy outdoor living in the screened-in back patio overlooking the vinyl-fenced backyard, offering both comfort and seclusion. Experience the convenience of city living with the peace and freedom of your own private retreat! Schedule your showing today!