Just imagine stepping into a completely turnkey Florida retreat where the updates are finished, the furnishings are already in place, and your only decision is whether to spend the day by the pool, on the community dock, or at the beach. Located in Palma Sola Shores, a highly desirable land-owned 55+ waterfront community, this beautifully maintained home is ideal for buyers seeking comfort, convenience, an active social lifestyle, and the confidence of low-maintenance living. Best of all, the home is not located in a designated flood zone, and the low monthly maintenance fee includes water, cable and internet, helping make retirement living both simple and affordable. Inside, the bright, open floor plan features luxury vinyl flooring throughout, abundant natural light, and spacious living and dining areas perfect for relaxing or entertaining visiting family and friends. The remodeled kitchen offers light cabinetry, stainless steel appliances, a stylish tile backsplash, pantry storage and generous counter space, while both bathrooms have been thoughtfully updated with tiled showers, modern vanities and attractive finishes. The enclosed Florida room provides valuable year-round living space with dedicated air conditioning, new windows and added insulation, creating the perfect setting for morning coffee, hobbies, reading or overnight guests. Extensive improvements include a 2022 roof with transferable warranty, 2019 HVAC system, 2021 water heater, 2024 vapor barrier, 2024 polyaspartic-coated driveway, hurricane Bahama shutters, updated plumbing and electrical, new lighting and ceiling fans, a 2026 garbage disposal and a transferable termite warranty. Outside, the oversized covered carport and lanai offer additional space to enjoy Florida’s beautiful weather, while the dedicated laundry and storage room includes a convenient utility sink. Palma Sola Shores residents enjoy a heated pool, clubhouse, shuffleboard courts, kayaking, fishing from the community dock and an active social calendar, all just a short drive from Anna Maria Island, Gulf beaches, waterfront restaurants, golf, shopping and medical facilities. Whether you are ready to simplify full-time or searching for an easy seasonal escape, this move-in-ready home offers exactly what many 55+ buyers are looking for: fewer responsibilities, predictable expenses, meaningful amenities and more time to enjoy the Florida lifestyle. The community does not permit pets, golf carts, motorcycles or rentals.