One or more photo(s) has been virtually staged. HERNANDO BEACH STILT HOME UNDER $400K! BRING YOUR VISION & OFFER! This is it the ONLY stilted 2 story home currently available in Hernando Beach under $400,000! Waterfront with indirect Gulf access (boats up to 26ft), this is a rare find waterfront deal. Priced at just $368,400, this 4-bedroom, 3-bath home is now available after being utilized as a long-term rental through May 2025 The seller is ready to pass the savings on to a new owner who can give it the love and updates it deserves. The AC is 2024 and the roof is 2017, The owners have a full 4 point inspection report on file to pass on to the new owners, giving you a solid foundation to start from. Step inside and you'll be welcomed by your grand entry leading into an open living area with cathedral ceilings and water views pouring in through your tall windows. Natural light floods the space, making it feel airy and bright. The kitchen offers granite countertops, stainless steel appliances, and a picturesque view of the water yes, even your morning coffee feels like a vacation here. The split floor plan features a private primary suite with its own deck access, walk-in closet, and your private bathroom with a walk-in shower. On the opposite end, you'll find a second bedroom with deck access, a guest bath, and a convenient laundry room. Need more space? Head downstairs to the flexible lower level, where there's 2 more bedrooms, third bathroom, and a large open area perfect for a game room, movie lounge, or in law suite. Outside, enjoy the covered and screened-in patio that leads to your waterfront backyard. It's a perfect space to unwind, entertain, or hop on your boat or jet ski and head straight to the Gulf. This is a value packed waterfront opportunity with serious upside potential. Whether you're looking for a getaway home, investment, or full-time residence, don't miss your chance to own in Hernando Beach at this price point. Sold as is. Bring your imagination and your offer, before someone else does.