Welcome to waterfront living in the highly desirable 55+ community of Pine Ridge at Palm Harbor! This rare first-floor, pet-friendly condo offers the largest 2-bedroom, 2-bathroom floor plan in the community, featuring an expansive living area filled with abundant natural light and tranquil water views throughout. Located in a Non-Flood Zone, designed for both comfort and peace of mind, the home is equipped with hurricane impact windows and sliding glass doors that open to a cozy enclosed patio with porcelain tile flooring and screened windows—perfect for enjoying the quiet waterfront setting year-round. The updated kitchen features solid wood cabinetry and upgraded appliances (2018), while an adjacent utility closet conveniently houses the HVAC system (2023), hot water heater (2022), and washer and dryer (2022). Luxury vinyl wide-plank flooring flows throughout the bedrooms, hallway, and bathrooms, adding a modern touch and easy maintenance. The spacious primary suite includes a walk-in closet and a beautifully renovated bathroom with a modern tiled walk-in shower, updated vanity, and quartz countertop. The guest bathroom offers a full bathtub along with an updated vanity and quartz countertop. Residents of Pine Ridge enjoy a welcoming, active lifestyle with beautifully maintained grounds, paved walking trails, a clubhouse, shuffleboard courts, heated pool and spa, outdoor grilling area, on-site management, and a variety of social activities. Low HOA fees cover cable, internet, water, sewer, trash, roof maintenance, exterior maintenance, exterior pest control, pool access, and more. This is a rare opportunity to own an updated waterfront condo in one of Palm Harbor’s most sought-after active adult communities. Schedule your private in-person or live virtual tour today!