One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! Motivated seller—bring all reasonable offers! Qualified buyers may also be eligible for a lender-paid 1-point interest rate buy-down when financing through the seller's preferred lender. Discover the flexibility and value this unique 3-bedroom, 2-bath home has to offer! With 1,728 square feet, no HOA, and no flood insurance required, this versatile property is perfectly suited for multi-generational living, a home office, guests, or anyone seeking a functional layout with endless possibilities. Situated on a fully fenced lot, the home features fresh interior paint, luxury vinyl plank flooring throughout, a metal roof, brand-new 2026 water heater, and a 2016 HVAC system for added peace of mind. The first floor offers a spacious family room with an electric fireplace, one bedroom, a full bathroom, a dedicated laundry area, an office nook, and abundant storage. Upstairs, you'll find two additional bedrooms, a full bathroom, and the kitchen and dining area. The kitchen opens directly to the front balcony, creating a welcoming space for morning coffee or evening relaxation, while the primary bedroom also enjoys private balcony access. One of this home's standout features is its separate entrances to both the upper and lower levels, offering exceptional flexibility for extended family, guests, rental potential, or a private work-from-home setup. Conveniently located near Moon Lake, parks, shopping, dining, and everyday conveniences, this property delivers the perfect combination of space, versatility, major system updates, and value. Whether you're looking for your first home, an investment opportunity, or a home with flexible living arrangements, this one is a must-see!