One or more photo(s) has been virtually staged. Welcome to 906 Swaying Sawgrass Avenue in Ruskin, Florida, a 2021 built home offering over 2,144 square feet of thoughtfully designed living space in FLOOD ZONE X with NO REQUIRED FLOOD INSURANCE. This 3 bedroom, 2 bath home with a FLEX ROOM OR HOME OFFICE sits on a peaceful POND LOT with water stretching east to west behind the property, creating a serene backdrop for daily living. A LARGE SCREENED LANAI allows you to enjoy the view year round while capturing natural light from the north south orientation. For VA eligible buyers, this home features an ASSUMABLE VA LOAN at 2.8 percent with approximately 238,000 remaining, a rare opportunity in today’s market that may significantly reduce monthly payments compared to current rates. Built in 2021, the home offers TILE THROUGHOUT MAIN AREAS, CARPET IN BEDROOMS, DARK WOOD CABINETRY, and QUARTZ COUNTERTOPS throughout. SOLAR PANELS help offset energy costs. The property is also covered by a 10 YEAR STRUCTURAL WARRANTY and remaining 5 YEAR WATER INTRUSION WARRANTY through 2026. The home is constructed on a recessed foundation designed to direct water away in the event of intrusion. The HOA is just 84 per year. Located LESS THAN ONE MILE TO A BOAT DOCK with access to the GULF OF AMERICA, this home blends pond front tranquility with boating lifestyle convenience. For buyers relocating from higher cost states, first time buyers, and veterans seeking value in the TAMPA BAY AREA, this property offers location, water proximity, and financing advantages rarely found in new construction. Schedule your private showing to explore the opportunity at 906 Swaying Sawgrass Avenue in RUSKIN FLORIDA.