-SELLERS OFFERING FOR QUALIFIED BUYER TO ASSUME THEIR 2.625% VA LOAN- Move-In Ready Home in Shell Cove – Shows Like Brand New | USDA Eligible | Low HOA | Spacious 2-Car Garage | Resort Style Amenities Welcome to Shell Cove, a sought-after Ruskin, FL community, where this move-in-ready DH Horton home shows like brand new and offers exceptional value for first-time homebuyers. Built with all-concrete block construction, this home includes an all-inclusive appliance package, granite kitchen countertops, and an automated smart home system designed for modern living. Enjoy low HOA fees and valuable financial advantages, including USDA eligibility, which may allow qualified buyers to purchase with no money down and flood insurance is typically not required by lenders. Step inside to a bright open-concept floor plan filled with natural light. The kitchen features stainless steel appliances, granite countertops, ample cabinetry, a spacious pantry, and extended counter space ideal for barstool seating—perfect for everyday living and casual entertaining. A split-bedroom layout provides privacy and flexibility for guests, a home office, or growing families. The spacious primary suite comfortably accommodates a king-size bed and includes a large walk-in closet and a private en-suite bathroom with dual sinks and a walk-in shower. Three additional bedrooms and a guest bathroom are located on the opposite side of the home. A conveniently located indoor laundry room sits near the garage entry. The spacious two-car garage offers secure parking, excellent storage, and room for bikes, tools, or beach gear—an added bonus for Florida living. Shell Cove residents enjoy resort-style amenities, including a swimming pool, clubhouse, open-air cabana, pickle ball courts, playground, basketball court, dog park, and scenic pond and lake views. Located just minutes from I-75, US-41, and US-301, this home provides easy access to Tampa, Brandon, Riverview, MacDill AFB, St. Petersburg, Bradenton, and Sarasota. Outdoor enthusiasts will love nearby E.G. Simmons Park and Little Harbor, offering boating, fishing, beaches, nature trails, and waterfront dining. With shopping, restaurants, schools, medical facilities, and Gulf Coast attractions close by, this Ruskin Florida home for sale delivers comfort, convenience, and long-term value. Whether you’re purchasing your first home, downsizing, or investing, this property truly shows like brand new and is ready for its next owner. Schedule your private showing today!