Welcome to true lakefront living on stunning 100-acre ski Lake Cooper! This exceptional 4-bedroom, 3.5-bath home offers the perfect blend of modern upgrades, comfort, and waterfront lifestyle in the heart of Lutz. The primary suite is located on the second floor along with the laundry room, providing privacy and everyday convenience. The spacious master retreat features its own electric fireplace and tranquil lake views. There is a full bath on the main floor. 2nd floor has 2 additional bedrooms and full bath. Third floor features a large bedroom, 1/2 bath and 3 walk in attic spaces that is amazing storage. Designed for entertaining and relaxing alike, the home features a large climate-controlled sunroom with its own dedicated A/C, opening to the backyard and water beyond. Enjoy multiple fireplaces including two electric fireplaces and a double-sided wood-burning fireplace between the kitchen and dining room, creating a warm and inviting ambiance. This home is packed with major upgrades, including impact-rated hurricane windows (2022), paid-in-full solar panels, new LVP flooring upstairs, a hybrid water heater (2025), water conditioner (2024), new septic drain field (2024), and a brand-new dock (2025)—perfect for boating, fishing, and water sports on this sought-after ski lake. Outdoor living is enhanced by a new pergola and a recently replaced driveway. The kitchen is equipped with newer appliances including a refrigerator and double oven (2024), and the home also features a 900-bottle wine closet, whole-home lighting control via Legrand app, and MusicCast audio system throughout. Washer and dryer (2023) convey. Major mechanicals include a 2021 main floor A/C, 2017 second floor A/C, 2024 sunroom split A/C, and a 2017 roof, offering peace of mind for years to come. Home has a whole house generator (propane). This is a rare opportunity to own a beautifully upgraded home on one of Lutz’s most desirable lakes—where every day feels like a retreat.