One or more photo(s) has been virtually staged. PHENOMENAL VALUE – STUNNING TOP-TO-BOTTOM RENOVATION NEAR TAMPA BAY | NO HOA! Absolutely beautiful 3-BEDROOM, 2-BATH home in the desirable BAY CREST neighborhood, featuring ALL HURRICANE IMPACT-RATED WINDOWS AND DOORS, plus COMMUNITY BAY ACCESS and a PRIVATE BOAT RAMP. Completely renovated inside and out, this home offers the feel of NEW CONSTRUCTION just minutes from the waters of TAMPA BAY — and the freedom of NO HOA RESTRICTIONS. Every detail has been thoughtfully updated, including a NEW HVAC SYSTEM for year-round comfort and FRESH EXTERIOR PAINT (2025). The OPEN-CONCEPT LAYOUT is filled with natural light and features LUXURY VINYL PLANK FLOORING THROUGHOUT, MODERN 5¼†BASEBOARDS, RECESSED LIGHTING, and a SOPHISTICATED NEUTRAL COLOR PALETTE. The GOURMET KITCHEN is the showpiece of the home, boasting a LARGE CENTER ISLAND with cooktop and sleek range hood, GRANITE COUNTERTOPS, DESIGNER TILE BACKSPLASH, and STAINLESS-STEEL APPLIANCES. Both bathrooms have been beautifully remodeled with CUSTOM TILE SHOWER DESIGNS and STYLISH FIXTURES. Two sets of FRENCH DOORS open to a SPACIOUS SCREENED-IN BACK PORCH, perfect for entertaining or relaxing while enjoying the FLORIDA BREEZE. The PRIVATE, FULLY FENCED VINYL BACKYARD offers plenty of space for play or pets and includes a CONVENIENT STORAGE SHED. A CIRCULAR DRIVEWAY provides ample parking and easy access. Enjoy the best of COASTAL LIVING just moments from the bay, with MODERN COMFORT, STUNNING UPDATES, and NO HOA. This TURNKEY HOME is MOVE-IN READY and waiting for you!