Welcome to 17804 Waterway Creek Drive — a 3-bedroom, 2.5-bath home built by Meritage Homes in 2018. Set on a quiet CUL-DE-SAC in Lutz, this property spans 2.64 ACRES and backs up to serene conservation land with DIRECT ACCESS TO LAKE STEMPER, a 115-acre SKI LAKE. Inside, you'll find 2,547 sq ft of thoughtfully laid-out living space with soaring 10' CEILINGS and a bright, OPEN FLOOR PLAN that effortlessly connects the living, dining and kitchen areas. The gourmet kitchen features stainless steel appliances, modern cabinetry, a large center island and a spacious walk-in pantry. The primary suite offers tranquil lake views and includes a spa-like en-suite bath and an expansive walk-in closet. A versatile flex space provides the perfect spot for a home office, gym, or fourth bedroom. Noteworthy upgrades include a high-efficiency air filtration A/C system, UV-blocking double-pane windows, crown molding and integrated smart home technology. Step outside to enjoy peaceful lakefront living with a FLOATING DOCK, ABOVE-GROUND SPA, SCREENED BACK PATIO and beautifully landscaped grounds. Whether you're launching your boat or relaxing under the shade, this outdoor space is made for both quiet moments and entertaining. Additional exterior features include HURRICANE SHUTTERS, GUTTERS, AN IRRIGATION SYSTEM and a PRIVATE WELL AND SEPTIC. Located in a GATED COMMUNITY with easy access to major highways, shopping, and dining, this exceptional property offers the perfect mix of seclusion and convenience. Don’t miss your chance to own a lakefront retreat like no other.