No HOA -This home is open to all loan types-Move in Ready for the new year! Interior cleaned and freshly painted, including garage and porch floors. Welcome to this charming Lutz home in the Steinbrenner School District, tucked away on a peaceful no-outlet street within Flood Zone X. Offering peace of mind for today’s buyers, this home features a durable metal roof with hurricane straps that supports favorable insurability. A home warranty is included for added confidence, and a fire hydrant located within 150 feet provides an additional safety and insurance benefit. Lovingly cared for by the same family for 22 years, this home was designed for easy living inside and out. The beautifully xeriscaped yard features decorative slate rock, drought-tolerant plants and mature shade trees that naturally keep the home cooler. A spacious, air-sealed wood shed provides ample storage, while the one-car garage adds flexibility for secure parking or hobbies. The durable metal roof and energy-efficient design have kept past electric bills impressively low, offering both comfort and savings. Inside, you’ll find warm wood floors and updated slate taupe kitchen appliances (2020). The screened back porch overlooks a fenced yard with plenty of privacy, along with a new privacy shade recently updated. The back yard has room for your boat, trailer, or toys, and a modified side gate makes access easy. Practical perks make this home even more appealing: Quick access to interstates, shopping, dining, entertainment, and Florida’s world-renowned beaches. Home is minutes from world-class vacation resorts and the popular Heritage Harbor Golf Course—complete with a restaurant and bar beloved by locals. Water main on the opposite side of the street. Sewer lateral lines leading to a 13-14 ft. gravity main (cleanout marked 14’ from curb). Nearby county-owned environmental preserve at the no- outlet end of street.