Welcome to Winter Haven's Lucerne Park Reserve! This home built in 2020 features 3 bedrooms, 2 bathrooms, a 2-car garage, and a partially fenced backyard! A convenient split floor plan greets you at the entry with the secondary bedrooms sharing a full bathroom directly to your left. Step further into this charming home and find yourself in the kitchen/family room combination with warm wood cabinets, modern gray counters and closet pantry. The size-able center island gives the perfect spot for casual entertaining or barstools and homework. Don't miss the fact that there is also an eat in area for dining. The primary suite is directly off the family room and includes a walk in closet, a double vanity, garden tub and walk in shower. Great central location close to shopping, restaurants and interstate. It's good to be home! Case #098-059355 Go to www.hudhomestore.gov for bid timeline, disclosures, read property condition report & other forms. FHA financing is available IE (Insured Escrow) FHA 203k Loan eligible if buyer chooses, but is subject to buyers FHA appraisal. Buyer selects closing agent/firm. This home is owned by HUD- Housing of Urban Development. “All properties sold ‘as is’ without any guarantee or warranty by the sellerâ€. All buyers must be accompanied in by a representing RE agent. All measurements are estimates. 30 day owner occupant first look period.