SELLER MOTIVATED!!! ** This home comes with a REDUCED INTEREST RATE with seller's preferred lender. This is a lender paid rate buy-down that reduces the buyers interest rate and monthly payment. Welcome to this gorgeous, move-in-ready two-story home located in the highly desirable Hickory Grove community of St. Cloud. Built in 2020, this 5-bedroom, 3-bath with a LOFT residence seamlessly blends modern design, everyday functionality, and the best of Florida living—complete with a saltwater pool and spa. The open-concept floor plan is filled with natural light and enhanced by elegant finishes, including crown molding and marble–quartzite blend countertops. The chef’s kitchen features 42-inch cabinetry, stainless steel appliances, and a spacious island with bar seating—ideal for both entertaining and casual meals. A first-floor guest bedroom and full bath with a tub and flexible space for visitors or a home office. Thoughtful storage solutions include under-stair storage and overhead garage shelving. Upstairs, a versatile loft anchors four additional bedrooms. The primary suite boasts a spacious bathroom with dual vanities and a large walk-in closet, while the secondary upstairs bathrooms also feature double sinks. The upstairs laundry room adds convenience with built-in cabinetry and a utility sink. Modern comforts abound, including a smart, app-controlled A/C system, keyless entry for both the home and garage, and a pre-wired EV charging outlet. Step outside to your private backyard oasis, featuring a fully fenced yard, brick paver pool deck, gas-heated pool and spa, stone fireplace, and pergolas—perfect for relaxing or hosting unforgettable gatherings. Residents of Hickory Grove enjoy access to resort-style amenities, including a pool, playground, clubhouse, and more. Conveniently located near major roadways, shopping, dining, and entertainment, this home offers the ideal combination of comfort, convenience, and lifestyle. This exceptional property showcases thoughtful upgrades, timeless design, and a prime location—truly a place you’ll be proud to call home.