Home is eligible for an ASSUMABLE LOAN OF 2.25%. Also, $10,000 towards Buyer(s) closing costs and prepaid items!!! WITH AN ACCEPTED OFFER AT FULL ASKING PRICE AND CLOSING BY 10/20/2025, SELLERS ARE CONCEDING UP TO $10,000.00 (YES, $10,000.00) TO BE USED TOWARDS CLOSING COSTS OR TO BUY INTEREST RATE DOWN. Why wait for a house to be build when this one is ready to move-in and to make it your home? Welcome to this absolutely stunning 4 bedroom, 2 bathroom home nestled in the highly sought-after community of Monticelli at Tower Lake. Immaculately maintained and full of charm, this residence offers a harmonious blend of modern upgrades, spacious living, and serene outdoor spaces, making it truly one of a kind. As you arrive, you'll be instantly captivated by the lush, manicured landscaping, a spacious 2-car garage, and a welcoming front porch, the prime spot to sip your morning coffee and enjoy the quiet surroundings. Step inside to discover easy-care laminate flooring throughout (no carpet!), soaring high ceilings, and a bright, open-concept floor plan accented by stylish light fixtures that bring a touch of elegance to every space. At the heart of the home is the gourmet chef’s kitchen—a true showstopper featuring ample cabinetry, unique solid wood countertops, sleek stainless steel appliances, and a massive island with bar seating. Whether you're whipping up weeknight dinners or hosting elaborate gatherings, you'll find everything you need right at your fingertips. Adjacent to the kitchen, the elegant dining area overlooks the backyard through a large set of sliding glass doors, flooding the space with natural light and providing a gorgeous backdrop for memorable meals with family and friends. The private primary suite is tucked away for maximum relaxation, featuring an oversized walk-in closet and a luxurious en-suite bathroom with dual vanities, a soaking tub, and a walk-in shower—your own spa-like escape at the end of a long day. Three additional bedrooms offers endless flexibility for family, guests, or even a home office, gym, or creative studio. A second full bathroom ensures everyone has space and comfort. This house comes equipped with energy-saving brand new solar panels. It also features a paid-off pure touch water filtration system. Step outside to your expansive backyard retreat, where a covered lanai leads to a fully fenced-in yard, perfect for pets, playtime, or gardening. The highlight of the backyard is the custom gazebo lounge area, ideal for summer cookouts, evening bonfires, or simply relaxing under the stars. Centrally located near shopping, dining, and everyday essentials, and with low HOA dues, this home offers both peace of mind and unbeatable value. Homes in this community do not come on the market often—don’t miss this rare opportunity to own a slice of paradise. Call today to schedule your showing—this immaculate gem won’t last long! You will fall in love with it!