RATE ALERT: ASSUMABLE 4.5 FIXED INTEREST RATE! Welcome home to 455 Winter Solstice Lane, a move-in ready 4-bedroom, 2-bath Ryan Homes "Panama" model, in the heart of Mount Dora. Exceptional curb appeal greets you with an elegant brick-paver driveway, a welcoming covered front porch, and professionally designed landscaping.Inside, the open floor plan is exceptionally bright and airy, showcasing soaring 9'4" ceilings, upgraded 5.25" baseboard trim, luxury vinyl plank flooring, and custom window treatments throughout. The gourmet kitchen is a chef’s dream, featuring premium crown-molded cabinetry, a deep single-bowl sink, a built-in stainless steel cooktop, and double wall ovens.Beyond the beautiful finishes, this property offers a rare financial victory. Bypass today's high market rates by assuming the existing 4.5 fixed-rate mortgage! Enjoy a low monthly P&I payment of just $2,239.55, minimal lender processing fees, and immediate equity growth compared to today's rates. A $410,000 balance on the assumable mortgage means that a down payment of $20,000 lets you completely avoid a costly second mortgage, saving you thousands in extra interest and high closing costs . This rare scenario eliminates the stress of a double-approval process while locking in a low 4.5 fixed interest rate on this stunning 4-bedroom home. Mortgage assumption is subject to current lender guidelines, buyer credit qualification, and approval. Call today for your private showing!