Welcome to this 3-bedroom, 2-bath single-family home in Palatka, offering the perfect blend of comfort, functionality, and outdoor enjoyment. The property features a heated in-ground pool and hot tub- in a fully fenced yard- ideal for Florida living. The yard also includes a large deck, shed with concrete slab, mature landscaping and cute little pond, all situated on a well-utilized .22-acre lot. Inside, you have a split floorplan, with upgrades like speakers wired throughout for both indoor and outdoor use, a jetted tub in the second bathroom, and working hurricane shutters for peace of mind. Sliding glass doors open to the spacious deck, while a covered front porch provides a welcoming entry. This home offers a rare combination of relaxation, entertainment, and everyday convenience -ready for its next owner to enjoy. Seller offering $7,500 toward buyer's concessions. Please note, refrigerator, microwave, washer, and dryer are not included in the sale.